Death is an inevitable fact of life. But when we're young we're immune...or so we think. It's a good idea to designagte a will no matter how much money we have.
"Although you might associate the need for "estate planning" with the mega-rich, designating beneficiaries is actually one of the first steps in creating an estate plan; creating a will is another. Moreover, with soaring real-estate values across the country, you don't have to consider yourself extremely wealthy to contemplate setting up a trust."
Who gets it when you die?
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